tag:blogger.com,1999:blog-7849295687305547598.post7920192561278941443..comments2023-09-12T06:02:19.394-06:00Comments on Bear Ridge Project: PlutocracyBigBearhttp://www.blogger.com/profile/11552206865163220761noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-7849295687305547598.post-49850618024170581082008-06-05T19:59:00.000-06:002008-06-05T19:59:00.000-06:00On this mandatory auto insurance debate, there are...On this mandatory auto insurance debate, there are three web sites of interest. The first site shows 44% of the respondents said they could not pay rent or buy food due to auto insurance http://www.autoreform.org/090998mar.pdf<BR/><BR/>I have a site that shows 12 of 96 food stamp applicants in Billings, MT said auto insurance was a reason for needing food stamps http://www.foodstampstudy.com<BR/><BR/>The third site lists insurance industry opposition to these laws http://www.centspermilenow.org/715oppos.htmAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-7849295687305547598.post-34474723434781607452008-03-07T06:45:00.000-07:002008-03-07T06:45:00.000-07:00I agree with the majority opinion here, you make y...I agree with the majority opinion here, you make your own choice, and take your chances/responsibility accordingly. If you feel you need to be insured, insure yourself. If you do not, it is not within the authority of the government, as outlined in the Constitution, to force you to pay extortion to a private entity.<BR/><BR/>However, there is a real-world problem with this premise. Insurance should cover the insured, not other parties (as is presently the case, i.e. I hit you, my insurance pays, not yours, and vice versa). In the present insurance scam system, if an uninsured motorist hits you and you are severely injured, your own insurance company will either not pay, or pay and raise your premiums, or pay and cancel you outright. In any event, you are punished for the actions of others. <BR/><BR/>Likewise, you cannot get blood from a turnip, good luck seeking retribution and/or 'justice' from some indigent irresponsible unemployable moron. Been there, done that. Instead, moron cripples you for life, and the best you can hope for is that if he/she ever managed to get and stay gainfully employed at the local burgerrama, you might get some of their wages. Maybe.<BR/>*Sigh*<BR/>What the hell happened to personal responsibility?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7849295687305547598.post-56055589890254914492008-03-06T08:29:00.000-07:002008-03-06T08:29:00.000-07:00Touchy subject for sure! I was in 2 car accidents ...Touchy subject for sure! I was in 2 car accidents and both times I was a passenger! Both accidents were on March 1st and while I laid in the hospital for various back and leg issues that I do not discuss, the drivers that caused the accidents were uninsured, on welfare and/or disability. I recovered, cut my losses and survived it just fine. The vehicle I was in covered my medical and loss of time expenses plus a little for me but on March 1st of ANY year, I'm home!<BR/><BR/>Should insurance be mandatory? <BR/><BR/>NOT IN MY BOOK!<BR/><BR/>And this is from someone who pays $24.00 per month for full coverage plus towing, ETC.Mountain_Trackerhttps://www.blogger.com/profile/18412909864467248804noreply@blogger.comtag:blogger.com,1999:blog-7849295687305547598.post-75436179328389231552008-03-05T14:16:00.000-07:002008-03-05T14:16:00.000-07:00Anon: When I was younger, I my car was totaled by...Anon: When I was younger, I my car was totaled by a woman without insurance, and I only had the minimum (no uninsured motorist coverage). My options were to either suck it up, or sue her in small claims court, get a judgment and attach her wages and any assets. In my case, it would have been more costly (in my time) to follow up rather than just eat the loss and move on. It was my personal choice.<BR/><BR/>I don't want the government telling me or anyone else how to live their lives. If you screw up, you need to be held responsible. THAT's where we've screwed up. Look what's coming down the line on this sub prime crap: The greedy banks, greedy borrowers and greedy investors are all going to be let off the hook, and we're all going to pay. It seems like we get to share the pain, but not share the wealth.The Other Mike S.https://www.blogger.com/profile/06797573632181608295noreply@blogger.comtag:blogger.com,1999:blog-7849295687305547598.post-75882697998612170902008-03-04T19:28:00.000-07:002008-03-04T19:28:00.000-07:00As a Libertarian I am not even sure about building...As a Libertarian I am not even sure about building the roads. If the government mandates you pay something it is a tax.BigBearhttps://www.blogger.com/profile/11552206865163220761noreply@blogger.comtag:blogger.com,1999:blog-7849295687305547598.post-67583095401797151052008-03-04T19:18:00.000-07:002008-03-04T19:18:00.000-07:00If you are driving around in a $60,000 car you nee...If you are driving around in a $60,000 car you need have enough insurance to cover your self. If I have a $1,000 car I should have enough insurance to cover my car. That is personal responsibility. I should not be held responsible for your stupidity in buying a $60,000 car it is your responsibility. <BR/><BR/>You take a risk by driving. You should cover your vehicle. Laws can be written that do this but insurance companies then could not change you for uninsured motorist insurance.<BR/><BR/>This is where this type of law leads this county. The government passes a law that says you must have a cell phone to report terrorist activity or call emergency services. This is passed as personal responsibility issue but in reality it is just a guarantee that the phone companies will make money off you. They can charge you what they want and you have no choice. <BR/><BR/>Government should defend country build roads and stay the hell out of my life.BigBearhttps://www.blogger.com/profile/11552206865163220761noreply@blogger.comtag:blogger.com,1999:blog-7849295687305547598.post-38497324662374866092008-03-04T18:55:00.000-07:002008-03-04T18:55:00.000-07:00dear 4:41So what you are telling me is $500 is you...dear 4:41<BR/><BR/>So what you are telling me is $500 is your price for liberty. You want liberty as long as it does not cost you anything. That is weak.<BR/><BR/>I am a true Libertarian and quite frankly $500 a year to secure myself from over reaching government involvement is a cheap price to pay. <BR/><BR/>I have been rear ended by uninsured drivers before it cost me several hundred dollars and guess what, I am ok with that as long as the government stays the hell out of my life. By the way the woman who ran into me lost her 3 daughters to the government who claimed child endangerment. That is what I am against! <BR/><BR/>Freedom from government/corporate involvement is what matters to me. I don't put a price on my liberty.BigBearhttps://www.blogger.com/profile/11552206865163220761noreply@blogger.comtag:blogger.com,1999:blog-7849295687305547598.post-77297963188562319472008-03-04T16:41:00.000-07:002008-03-04T16:41:00.000-07:00It's easy to talk about how unfair it is to requir...It's easy to talk about how unfair it is to require people to have liability insurance on their automobiles and that it’s nothing but a chance for Big Insurance Companies to try to squeeze more profits out of “the little guy". I used to feel the same way. Then I got rear ended by a guy who had no job, no insurance, but somehow still managed to have the money and time to ride around all day playing his music as loud as he could, right up until he rear-ended me. Once you've been left holding the bag financially because of someone else's irresponsibility, you tend to change your views on what is and is not fair. I tend to be very libertarian in my views, but you also have to remember that if you're going to be self-reliant, that means being financially responsible for your actions. It does not mean driving around and if you have an accident having the attitude that it’s “the other guy's problem if he gets hit and I don't have any insurance”. So while you're complaining about mandatory automobile insurance laws, I'm curious how you'd feel if it turns out the guy who rear-ended you a few days ago turned out to have no insurance and you had to pay the cost out of your own pocket, even if it's "just" the $250 deductible I had to pay. Actually, this has happened to me twice. So far, I'm out a total of $500 for two idiots who didn't think they needed to have insurance, but would scream long and loud about "their absolute right to drive". To hear them talk, they both can't work if they don't drive, but neither one seemed to have a job. Sorry if I'm rambling a bit, but I'm just trying to point out that most stories do have two sides, and I've also discovered that a lot of people with sob stories, if you dig deep enough, oftentimes brought part if not most of it on themselves. I'm sure with you this isn't the case, but every person I've ever met personally who said it was wrong to require automobile liability insurance, that it was somehow unfair, was really nothing more than a chronic deadbeat just looking for one more red-herring excuse why he or she should not be responsible for his or her own actions or pay his or her bills.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7849295687305547598.post-47913486533564028262008-03-04T11:45:00.000-07:002008-03-04T11:45:00.000-07:00Government mandated pritate insurance is rediculou...Government mandated pritate insurance is rediculous.Ryanhttps://www.blogger.com/profile/09612373437033635765noreply@blogger.comtag:blogger.com,1999:blog-7849295687305547598.post-73401862395464718822008-03-04T07:59:00.000-07:002008-03-04T07:59:00.000-07:00Force all politicians (at least at the national le...Force all politicians (at least at the national level) to liquidate their public assets and find a way to limit their association with businessmen once they take office. Also, make it a crime for politicians to associate with lobbyists. Force the lobbyists to lobby the public. Those two things will go far to limit the corruption and corporate welfare in our government.The Urban Survivalisthttps://www.blogger.com/profile/02152463957382927413noreply@blogger.comtag:blogger.com,1999:blog-7849295687305547598.post-72304930280787221542008-03-04T06:17:00.000-07:002008-03-04T06:17:00.000-07:00Ultimately THEY have the guns and will kill you if...Ultimately THEY have the guns and will kill you if you do not comply. It is that simple. Carry your car insurance example to its logical conclution. " WE can and will take your life unless you comply with this law".<BR/><BR/>Who is John Galt?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-7849295687305547598.post-71753102737724234462008-03-04T05:13:00.000-07:002008-03-04T05:13:00.000-07:00This is exactly how the government will turn into ...This is exactly how the government will turn into an incorporated body.<BR/><BR/>You can either cut your ties with society, get rid of all debt and secure your own provisions (noted: you will still need medical care) Or you can try to amas wealth.<BR/><BR/>Driving the price of a college education up, cutting scholarships to keep the poor poor is the next logical step, preventing them from seeking fortune abroad.Michael Hawkinshttps://www.blogger.com/profile/01253660718647835313noreply@blogger.com